and Sense Process
Through our custom process, we listen to your story and examine each detail of your retirement. We do a full analysis before your plan is created, and we continue to evaluate your plan afterward to make sure it’s going in the direction of your retirement goals — and to make sure it’s on your personal timeline. To understand your plan, all your dollars need to make sense!
You’ve worked very hard to get this far and earn retirement. You’ve gathered your assets for this moment. We want to help you continue to be good stewards of this money you have, while also preparing for the distribution phase ahead. Preparation is key to your journey. Your money needs to last your entire retirement.
- Asset Protection
- Retirement Income
- Insurance Options
- Social Security
We want you to see the whole picture moving forward. Retirement is defined on your terms and your dreams. We look at the best strategies and options that can help achieve this for you and provide full clarity on every piece of the financial plan. As you move into your retirement, we are standing by to answer questions and address life changes. Open and honest communication just makes sense to us, no matter where you are in your retirement.
- A Comprehensive Approach
- An Independent Firm with More Options
- Retirement Planning
- Periodic Reviews and Adjustments as Needed
Retirement Income Strategies
Unlike the working years, when you've likely drawn a regular paycheck, at retirement it's time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won't outlive? We can help.
We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We'll help you with comprehensive guidance to help reach the goals and dreams you've been envisioning.
Annuities are financial tools that can help you create a stream of income that you can't outlive. But today's annuities aren't like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We'll help you compare your options.
Whether you prefer to "set it and forget it," or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens - so we plan for that, too.
We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you're looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.
Asset Preservation Strategies
We keep our eyes on the horizon so you can enjoy your retirement. We'll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).
Life insurance can play an important role in an overall financial strategy - both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.
Taxes can take a bigger bite out of your retirement income - or your legacy - than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.
IRA Legacy Planning
How you approach your financial planning today defines what your legacy to your loved ones will look like after you're gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to growing your income are not a guarantee or prediction of future performance. Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.